• Offering The Best Rates Available!
    COMMERCIAL INSURANCE MADE EASY
    Commercial General Liability
    Workman's Compensation
    Business Owner's Policy (BOP)
    Apartment and Commercial Property
    Business Auto
    Artisan Contractors
    General Contractors
    Excess/Umbrella
    Excess Liability to 10,000,000.00
  • Located in the
    HEART OF CHULA VISTA
    San Diego County
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  • 20 Years In Business
    A TRUSTED INSURANCE TEAM
    Se Habla Español
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An Agency You Can Trust!


Over 20 Years of Experience in the Insurance Industry

Our agency will provide professional service to meet your insurance needs and find you the best option for the insurance solution you’re looking for.

Chris Severance

Our Commitment To You


We are a proven insurance agency, offering the best rates available. Are you looking to reduce your business insurance cost or protect against financial loss? Look no further, we can provide you with an insurance program that is comprehensive, efficient and affordable. Our office is located in East Chula Vista/Eastlake Area.

Commercial Insurance Products


Commercial General Liability

Commercial General Liability Insurance is a foundational policy that covers basic exposures for businesses. This is coverage designed to protect you in the event that you cause bodily injury and/or property damages during the course of your normal business operations.

Workman's Compensation

Workman's Compensation Insurance is something you need to think about if you have employees. Workers’ Compensation provides health benefits to employees for work related injuries, and is compulsory in many states. Our sources offer a wide variety of options.

Business Owner's Policy (BOP)

Business Owner's Policy is a good starting point when looking for commercial insurance for your business. Standard “BOPs” usually cover general liability insurance and business personal property and/or buildings.

Apartment and Commercial Property

Most businesses own a substantial amount of physical property. This property may include one or multiple locations as well as tools, computers, inventory and even accounts receivable. Commercial property insurance can help cover the loss of these assets if they are damaged or destroyed by a covered event.

Business Auto

Business Auto Insurance might be necessary if your business uses any type of auto. Whether it’s commercial vans, cars, or trucks, there are a number of options available for commercial vehicle coverage.

Artisan Contractors

The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators.
Special insurance needs of this group include coverage for equipment and tools that are often moved around and for the value of work done for a customer until it is finished

General Contractors

General contractors, also known as construction managers and construction project managers, oversee building projects from inception through completion.

Excess/Umbrella

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured is liable to someone, the insured's primary insurance policies pay up to their limits, and any additional amount is paid by the umbrella policy (up to the limit of the umbrella policy).

Excess Liability of $10,000,000.00

A policy issued to provide limits in excess of an underlying liability policy. The underlying liability policy can be, and often is, an umbrella liability policy. An excess liability policy is no broader than the underlying liability policy; its sole purpose is to provide additional limits of insurance.

Testimonials


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Chris Severance

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